Join us for a lunch-and-learn on sequence-of-returns risk and retirement income planning. We will explore how market downturns can impact retirement outcomes, review practical distribution strategies, and discuss approaches advisors can use to help clients maintain greater flexibility during periods of market volatility. Key topics include:

• Sequence-of-returns risk
• Retirement income stress testing
• Distribution planning strategies
• Alternative sources of retirement liquidity

Presented by: Tim Brown, Transamerica