What is an Advisory Fee-Based Relationship
STRENGTH IN INDEPENDENCE
Our financial advisors are highly collaborative and interactive. Communication among our advisors/internals/clients are constant with continuous support for our clients.
In our client advisory relationships*, we act as a Fiduciary in their advisory account. An advisory fee is charged for personalized services such as financial planning, portfolio construction, investment strategies, etc.
LPL Research has no proprietary products to sell and no investment banking relationships to cultivate. Our advisors are compensated for delivering the best recommendations to meet clients' needs, with clients' interests always first. We use LPL Financial’s Model Wealth Portfolios (MWP) advisory platform to construct our clients' investment strategies, enabling us to build portfolios that match their specific risk tolerance, temperament, and goals using well-known mutual funds, SMAs, Individual stock positions, and exchange-traded funds. We can also partner with third-party investment managers who bring professional experience and perspectives to supplement the client's core model.
By using this platform, we can provide you:
- High-value services, such as automatic rebalancing and tax-loss harvesting*
- Personalized recommendations from LPL Financial’s research department
- Competitive fees, which will align our interests in growing your assets without any commissions**
- Speed to react to adverse market conditions***
- Models that match your goals and risk preferences
- Ongoing account monitoring
- Access to institutional money management via a suite of diverse investment strategists with a wide range of investment methodologies
A relationship built on communication
Our relationship doesn’t end once your plan is in place. Together, we’ll continue to meet to review your financial picture and determine whether and when to adjust your portfolio based on your current circumstances. And with the latest technology tools, you can quickly access your entire financial outlook on the device of your choice (computer/laptop, tablet, or smart phone). We’ll also keep you updated by communicating and delivering information to you in the
ways you prefer—whether you’re more comfortable speaking in person, email, text, phone or traditional mail.
*In advisory relationships
*Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and doesn’t assure a profit or protect against a loss.
**Underlying investments may have short term redemption fees.
***High volume may delay trade executions.
Model Wealth Portfolios are offered through LPL Financial. A registered investment advisor
There is no assurance that Model Wealth Portfolio accounts are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to affect some of the strategies. Investing involves risks including possible loss of principal.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.